Credit Card for Gambling Deposits

Credit cards are used everywhere daily – both online and offline – for millions of transactions. They are very convenient for e-commerce transactions and credit card gambling has also become a popular method for deposits at online casinos. Because most New Zealanders know how Visa and MasterCard credit cards work, using them as a payment method for online gambling should also be no problem. We recommend using these payment methods at Spin Palace.

The reasons for their popularity include the following:

  • They are widely accepted internationally and transactions can be done in many different currencies, including New Zealand dollars.
  • They offer secure and convenient transactions online. Both Visa and MasterCard have excellent secure sockets layer (SSL) encryption facilities, which means that the data you exchange with them remains safe.
  • Transactions are quick: as long as you have credit available on your account, your transactions normally get approved within a minute or two.
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How does it work?

Using your credit card as a payment option for gambling deposits is simple once you have registered at an online casino.

Registering: When you register at an online casino, one of the things you have to do is to indicate your preferred payment option. Choose credit card and then also the specific service provider such as Visa or MasterCard. You will have to enter the details on your card such as name, number and expiry date as well as the credit card verification (CCV) number at the back of your card. In some (not all) cases you will be asked if you wish to have the details of the card saved. It is up to you to decide how to answer, but if you do save the details, it will make it easier when you use it the next time, because some of the details will not have to be filled in again.

Deposits: When you make the first deposit at an online gambling site, you could be required to submit additional identity verification. This once-off action will help to prove that you are of legal gambling age and that you are the legitimate holder of the card. Online gambling sites normally give you more than one option how to supply the information to them, but in many cases you will be able to upload documentation directly to their site as part of the process or e-mail it to them. The uploading procedure will be protected by SSL encryption technology at trustworthy sites.

When you want to deposit additional funds into your online casino account, you will visit the cashier at the casino and choose ‘credit card’ as payment option. Thereafter you again enter the details from your card and the amount you want to deposit. No additional identity verification will be needed, but transaction approval from your credit card company will be necessary exactly as for any other online transaction using your credit card. Once the transaction has been approved, the money will show in your online casino account and you can then use it to bet on your favourite games.

Withdrawals: Credit card facilities can also be used to withdraw your winnings from online gambling sites. You will again visit the cashier and choose ‘credit card refund’. Note that it can take a few days for the money to appear in your credit card account, and also note that many casinos will only pay winnings up to the amount that you have deposited into your account. Carefully read the terms and conditions at the specific casino.

Our team ensured that all our trustworthy, recommended sites include credit card payment options.

The Benefits Of Using Your Card

If you open up your wallet or purse, it's pretty likely that you'll find a credit card or two tucked away in there. With that being the case, when you're online gambling credit cards represent a great way to place real cash bets at casino sites because you're only a matter of minutes away from being able to do so without signing up for anything else or waiting around for another method to activate.

Better still, there are hardly any casino sites out there that don't support deposits and withdrawals made using credit cards so you'll have the pick of the litter when it comes to finding a site to play at. If you've ever made a purchase online using your credit card (and we're willing to bet that you have), then you should have no problem using one to make a deposit/withdrawal for online gambling.

On the off chance you do run into any problems, most credit card providers have a good reputation for helping users to identify and reverse fraudulent spending. Be aware, however, that in areas where online gambling is illegal that this may be at your bank or card provider's discretion.


There's no denying that, for both players in New Zealand and those across the world who love online gambling, credit cards are a fantastic option. Accepted at the majority of casino sites, wherever in the world they're based, the convenience and safety of using a credit card to make payments is difficult to beat.

Of course, this method is not without its downsides – some players may not be comfortable sharing their credit card details with gambling sites – but it remains a fine choice that millions of players use every day. For that reason, we've made sure that all of the top sites we recommend allow players to use credit cards for deposits and, where possible, withdrawals.


Are credit cards a recommended deposit option?

Yes. Boasting a lethal combination of speed and convenience, credit cards are difficult to beat when it comes to making deposits at an online casino.

Can I use my credit card to make casino payments?

Technically speaking, you'll be able to use your credit card to make payments at most online casino sites. Whether or not you actually should be doing so depends on your bank/financial institution and card provider. We'd recommend that you talk with them if you're at all concerned about your credit card/gambling situation.

What cards can I use?

From MasterCard to Visa, and pretty much everything in between, most common credit cards can be used to make online casino payments. It's very rare that you'll find a card with absolutely no support in the world of online gambling.

How fast are credit card deposits/withdrawals?

About as quick as they come. Deposits are processed almost immediately and withdrawals, where available when using credit cards, are very fast too. With the exception of e-wallets, there aren't many quicker banking options out there.

Will my payment details be safe?

As long as you're playing with a site that's safe and reputable, you should have nothing to worry about. And honest sites are all we'll ever recommend to you, by the way!

Should I use credit cards instead of debit cards?

If you're concerned about eating into your credit limit and/or losing track of how much cash you've spent then using a debit card instead of a credit card might be a good idea. Otherwise, there's no obvious reason to use one instead of the other.

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